Frequently asked questions about CCRC’s
What is a CCRC?
Continuing Care Retirement Communities are independent residential neighborhoods filled with services, amenities—and security. At a CCRC, you’ll live with the promise of access to on-site health services that include Assisted Living, Skilled Nursing, and often, Rehabilitation services and Memory Care, if needed. CCRC members pay a one-time entrance fee and an ongoing monthly service fee that can lead to tax- and estate-planning benefits.
CloseWhy should I choose a CCRC?
CCRCs offer benefits you won’t find in other senior living communities. Enjoy the freedom to pursue your goals, and ways to help you achieve them. Maintenance-free residences, dynamic amenities and engaging activities let you follow your own path each day, with the confidence that any health needs will be met on site.
CloseWhat are the advantages of a CCRC?
Community living helps people live longer, healthier lives, and CCRC members report more satisfaction than peers who remain in their own homes. You’ll thrive with the comfort of caring staff, access to future care, and a campus specially designed for older adults.
CloseAm I ready for a CCRC?
If you or your spouse are over age 62, then it’s not too early. The best time to move to a CCRC is when you can enjoy all that the engaging, carefree lifestyle offers. Waiting longer might reduce your options and add stress to making your move. Don’t miss out on years of a fulfilling lifestyle and all the benefits a CCRC offers!
CloseCan I afford it?
Covenant Living CCRCs offer financial options with varying fees and health care provisions, plus refunds and estate benefits. If you’re not sure that you can afford a move, compare community fees—and benefits—with the costs of staying in your current home:
- Home ownership—mortgage or rent, property taxes and insurance
- Home upkeep— utilities, landscaping, maintenance and repairs
- Lifestyle—the rising cost of groceries, gasoline, entertainment, recreation and travel
- Wellness—health club memberships and caregiver or security services
CCRCs also provide the assurance that your assets and your income will be protected in the event of an unexpected health event requiring Assisted Living or Skilled Nursing care.
CloseWhere do I start?
Get the information you need to make the best decision about your future:
- Attend several community events, talk with residents and explore life at a Covenant Living community.
- Meet with a senior living advisor to tour residences and review floor plans, applications and residency agreements.
How do I know if a CCRC is financially sound?
To affirm your confidence, Covenant Living Communities and Services’ financial report outlines the solid financial position that makes us an excellent retirement choice. With more than 3,000 employees serving 5,000 residents, our family of Continuing Care Retirement Communities is one of the nation’s largest not-for-profit retirement living organizations.
CloseDisclosure & Transparency
Covenant Living Communities and Services is committed to full disclosure of information for residents, prospective residents and other interested parties.
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Are the ongoing costs of homeownership holding you back from a truly worry-free retirement? 🤔
Many people are surprised to realize how affordable and valuable Covenant Living can be once they compare the expenses. We offer a variety of financial options with different fees, health care provisions, and even estate benefits.
Ready to see how the costs stack up? Consider the expenses of staying in your current home that disappear when you move to a senior living community:
✅ Home Ownership: Mortgage or rent, soaring property taxes, home insurance.
✅ Upkeep & Hidden Costs: Utilities, landscaping, unexpected repairs, and maintenance.
✅ Lifestyle: Groceries, security systems, gym memberships, and specialized caregiver services.
The most valuable return is your peace of mind. You'll know your assets and income are protected, even if future health care needs arise.
Take the first step toward clarity. Learn more about financial options and how we can support your transition: bit.ly/49cNqFS ... See MoreSee Less
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January is Financial Wellness Month — a great time to reset and check in on your financial health. Simple steps like reviewing your budget, setting a few goals, and checking your credit report can help set the tone for the year.
If charitable giving is part of your priorities for 2025, thoughtful planning can help your generosity go further and support the causes that matter most to you.
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As we age, thyroid health becomes even more important. Thyroid issues are common among seniors and can affect energy levels, weight, mood, and overall well-being. If you or a loved one are experiencing unexplained changes, it’s essential to get a thyroid checkup. Early detection and treatment can help maintain a healthy lifestyle. 🩺💙
This Thyroid Awareness Month, take charge of your health and talk to your doctor about thyroid screenings.
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